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PDF Guide

The Florida HOA & Condominium Security Guide

For board members and property managers of gated communities and high-rises.

20 pages18 minFor: HOA boards, condo associations, community managersUpdated 2026-05

Summary

Everything a Florida HOA board should evaluate before signing a security contract — from Class D vs Class G licensing to gate access control, package theft, HOA fiduciary duty, and the questions to ask any bidder.

Inside the guide

  • Fiduciary duty checklist for boards approving security contracts
  • Gate attendant vs. roving patrol vs. fixed post — cost/benefit
  • Package theft mitigation for high-rise mail rooms
  • Sample RFP language that levels bids apples-to-apples
  • Insurance and indemnification clauses that protect the association

Table of contents

1. What Florida Statutes 718 & 720 Require

The security-related obligations Chapter 718 (condos) and Chapter 720 (HOAs) place on boards.

2. Choosing the Right Coverage Model

Gate attendant, roving patrol, fixed lobby, or hybrid — with per-hour cost expectations for South Florida, Central Florida, and Southwest Florida markets.

3. Access Control & Visitor Management

Modern gate systems, license-plate recognition, and how officers should be logging every entry.

4. RFP Template & Bid Comparison Worksheet

Word-for-word RFP sections plus a scoring rubric.

5. Insurance & Indemnification

$2M / $5M / $10M carriage tiers and why 'additional insured' language matters.